Plata

Small nonprofits and the people who run them often juggle three sets of money at once: personal, business and the organization's. It lives across banks, cards and spreadsheets, and it all has to be kept apart.

Most accounting tools are priced and designed for someone else, usually a bigger business with a bookkeeper. Keeping each set of books clean, and separate, falls to whoever has a free evening.

We wanted one place for all of it. It would start with a single owner's books and be built from day one so other nonprofits could be invited in later.

One calm workspace for every set of books. Each workspace, personal, business or nonprofit, keeps its own accounts and its own reports, so nothing bleeds from one set into another.

Bank and card transactions arrive automatically through Plaid and land in a review queue. Once they're checked, they roll up into the reports for the workspace they belong to. Nothing counts until a person has looked at it.

The brand leans into calm. It pairs a dark interface and a soft, colorful 3D mark with a set of finance icons in deep green and gold, from wallets and coins to banks and reports.

In Plaid's free trial, every completed bank sign-in permanently uses one of ten connections, so Plata treats each one with care. Readiness checks must pass before Connect bank turns on, and you pick your bank first, so a duplicate gets repaired instead of reconnected.

Banks that sign in through OAuth, like Chase and Citi, resume from a session saved on the server, in any tab. The connection and its encrypted token save in one step, and if that save fails, Plata offers to retry instead of asking you to sign in again.

Imports run on Plaid webhooks, a nightly sync and a Sync now button, and every event is logged without tokens. Login problems become a repair, outages retry on their own, and a bank that isn't ready yet simply waits. Written security, access-control and data-retention policies came with it.